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Old 04-03-2014, 12:22 AM   #181
Grim Reaper Grim Reaper is offline
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no need for one.
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Old 04-03-2014, 12:31 AM   #182
Petra_Kalbrain Petra_Kalbrain is online now
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Quote:
Originally Posted by Grim Reaper View Post
no need for one.
Apparently, you now have need for one.
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Old 04-03-2014, 12:37 AM   #183
Grim Reaper Grim Reaper is offline
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i can live with without a credit/debit card.
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Old 04-03-2014, 07:41 AM   #184
Edword Edword is online now
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Quote:
Originally Posted by Grim Reaper View Post
no need for one.
You still need it to get cash out of the atm
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Old 04-03-2014, 08:40 AM   #185
Sons Of Sparda Sons Of Sparda is offline
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You still need it to get cash out of the atm
That is only if he has a bank account to begin with. You can also have a bank account though and not get a debit card if you choose to do so. Not really seeing the point but guess I can understand it to some degree. Perhaps he wants to avoid debt which I can fully understand that.
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Old 04-03-2014, 08:45 AM   #186
NickMate NickMate is offline
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That is only if he has a bank account to begin with. You can also have a bank account though and not get a debit card if you choose to do so. Not really seeing the point but guess I can understand it to some degree. Perhaps he wants to avoid debt which I can fully understand that.
Debt is bad, but dont you need to establish a line of credit...?
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Old 04-03-2014, 08:49 AM   #187
Sons Of Sparda Sons Of Sparda is offline
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Originally Posted by NickMate View Post
Debt is bad, but dont you need to establish a line of credit...?
Already have credit. My house in paid off thankfully so do not have to worry about that at least. As far as Grim Reaper cannot say why he does not want one but that is up to him either way. That kind of stuff would depend on if they wanted to buy a house or a car on credit. I believe mortgages are only affected by how high your rate will be.

Last edited by Sons Of Sparda; 04-03-2014 at 08:56 AM.
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Old 04-03-2014, 09:00 AM   #188
NickMate NickMate is offline
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Already have credit. My house in paid off thankfully so do not have to worry about that at least. As far as Grim Reaper cannot say why he does not want one but that is up to him either way. That kind of stuff would depend on if they wanted to buy a house or a car on credit. I believe mortgages are only affected by how high your rate will be.
Thats very true. Honestly, if it was up to me, I wouldn't have a credit card. My belief is that you should only have what you can afford. Unfortunately with prices as high as they these days and the banks reaping our money...that saying will soon be just a saying.
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