That you try and listen to both, if you can. I'm personally not familiar with Kef (never got to audition them) but I know that there are enough varieties of Polk out there that you can at least get an idea as to the sound. I listened to some Polk RTi speakers this weekend and while I could definitely tell the difference between them and my Monitor 60's, the overall tonal feel was similar.
Monitors are going to get harder to find now that they're pretty much liquidated from Circuit City and Polk themselves, so if you know of a good deal and decide they're what you want I wouldn't wait too long.
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