I have the Canadian version which is a VISA. I pay off what I spend at the end of every period, so I try not to collect a balance. I've only had it for a few weeks, and I got the bonus $10 they offered, plus an extra $5 already. And if you use it at BestBuy, you get double points. I like having a credit card, and I'm not one for travel points, so this rewards program works for me.
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