I stopped loaning my discs when I stopped getting them back or, if I did, got them back scratched to hell and finger-printed like a crime scene. If someone asks, I just say I don't have it or explain the following.
When I decide to sell it off I want it to look like it did when I opened it. Plain and simple. I can reasonably charge what I want and the customer is happy and surprised at the condition of the item. That way the customer knows that what they get from me is nothing short of perfect!!!
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