[repete66211]

I've had one for a couple of years now. As with others, I only use it for my Amazon purchases and pay it off immediately since the APR ain't that great. You get triple points on Amazon purchases.

2,500 points = $25 reward check
2,500 points/3 (triple rewards on Amazon purchases) = $833.33
$25 reward check/$833.33 spent = 3% discount

So if you redeem points for cash it ends up saving you 3% on all Amazon purchases.