What degree should I get??

[Falaskan]

I am kind of between a rock and hard place and would like an outsider's honest opinion. As of May 2012, I graduated with a degree in Psychology, tho to be honest, was kind of disenchanted with the program and degree by the time I was done, and it took me some extra time to finish it. As you can imagine, jobs in psychology aren't that great unless you go back to school for a masters.

Right now I have had a government job for about 6 months which is all clerical. Even though many ppl seem to stick with their gov. desk jobs until retirement, I do not want that to be me, being that sedentary is not conducive to good health for one thing, and is also mind numbing for starters. I don't foresee myself able to advance all that far, and am basically on the bottom of the totem pole financially.

I figure I owe it to myself to go back to school if I want a better chance at a more comfortable life and more interesting job. I can be a malcontent sometimes, and school was kind of stressful the first time around, but I think I really owe it to myself. There is still some money lift in my education fund I could put towards it.

The main problem is deciding what to go for. I'm not sure I'd want to be a counselor anymore, but in some scenarios, I think it could be alright. The pros to getting a Masters in counseling are there would be no-prerequisites for me, and I might even be able to keep my boring clerical job for a little while until I go full time.

I have also considered physical/occupational therapy. There are really only a couple prerequisites I'd have to get out of the way, but if I go the PT/OT route, I'd most likely go for a doctorate. It makes me nervous because of all the stress that can come from going back to school, and I also worry that some of the more complicated science classes may be more difficult for me, but PT/OT also make much more money and I feel that if there were no obstacles whatsoever, I might enjoy myself on the job more.

Oh if I went back full time, I'd probably also move back in with the parents for a while.

So should I go the counseling route? For sure I would have less credits to go through and would be done sooner, and surely make enough to be comfortable. Or should I go for the program I think would be much more difficult but in the end I would make much more?