"PayPal" Reloadable Prepaid MasterCard problem (PLEASE HELP)

[SlipcoverLover]

Okay, I am FREAKING OUT right now. Told my brother to get me a Paypal My Cash Card.. instead he gets me a "Paypal Reloadable Prepaid MasterCard".. I know how terrible these things can be.

They are run by companies NOT related to the one on the package. So they want your social security number, etc. I will NOT give that info to some random prepaid card company I know nothing about. Years ago a family member bought me a GreenDot card with $20 on it and I couldn't use it because they wanted personal info (for $20? yeah right!!!) and a simple Google search prove to me how shitty the cards are.

Here is the link to the "Paypal" reloadable card:
https://www.paypal-prepaid.com/

I'm also guessing I can't take this back to the store unopened? It CLEARLY says "this is not a gift card" on it so idk why my brother got it.

I found these links complaining about the card:
http://www.ripoffreport.com/r/Paypal...y-Ohio-1132898
https://www.paypal-community.com/t5/...rd/td-p/624697

and probably a lot more though google search.

so am I completely effed here? Also there's apparently a $4.95 monthly fee which they immediately take out when you activate it (IF you can activate it, reading the second link scared the shit out of me with all the problems. Apparently you have to jump through hoops and they have the nerve to ask for photocopies of your birth certificate just to active it!!!!) Like isn't that some sort of scam? I don't get why stores are allowed to sell these things.

So is it just better to not activate the card at all and lose out on $30? Please help.