Home insurance for bluray collection.

[bob1234]

Hello, a bit of a different topic but hoping some of you can help me out.

I am moving my collection out of storage boxes, and getting them into my house soon.

I want to make sure they are covered in my home insurance, do I need to do anything special to ensure this or inform the insurance companies, or will it be standard home insurance (contents).

Am I supposed to keep a full list of purchases, of course my collection is many years old, and I won't have receipts etc for the bulk of my collection. Or maybe photos are sufficient.

I don't have as many as some here (maybe 1000 or less), but it has enough valuable to insure in my opinion so it is worth it to make sure they are covered in case of some terrible event.

Also does anyone know how to price if you needed to claim, of course some sets may be OOP and the value of them could be at least £100 for one title compared to others that might be less. And limited editions as well can be worth sometimes 2-5x the price of standard.

Just a thought!

[bigrob]

think you are only insured for the cost price, not the price you paid

[JackyJacquard]

Following this - I live in my parents house so idk what the insurance sitch is but got a rather substantial collection, plus every Pokémon game released since 2003. Occasionally worry what would happen if there was a fire

I don’t have receipts but for the majority of them I’d at least have the eBay / Amazon / whatever account’s purchase history (but not for all the ones abusing the HMV discount codes sadly)

[Blu Lemmy]

Not to sound like a douche, but this question is best asked of your insurance company.
I'm sure they will welcome the opportunity to bleed a little more out of you

[drush9999]

As far as Contents Insurance goes add up everything as a rough estimate then double it for the value you want insured. Special high ticket items they usually want listed separately.

[Eidolon]

As someone who's just been through a nightmare five year battle with an insurance company who refused to pay out after my home underwent extensive damage, I'd doubt you'd have much luck insuring a disc collection for anything substantial. They certainly didn't value VHS as anything back in the day. Considering as well that most mainstream films on disc can be bought cheaply in charity shops as well now, an insurance company would almost certainly use that as an excuse to give you next to nothing if anything at all.
Never ever trust an insurance company.