Military folks....need help

[MCT]

Okay. I'm thinking of joining the Navy reserves. Here's my problem; I have bad credit now. Up until last year, I had a 700 credit score. I got laid off from my job, went unemployed for a few months, found another job, and got laid off from there too. During this time, I fell behind on my mortage and basically everything else for the first time in my life. Now I'm facing foreclosure and unless this short sale I have going gets approved, it's going to happen by next week. Will a foreclosure and all those negative hits on my credit keep me from getting in? Or will it just affect what jobs I'll be able to qualify for? I tried Googling the answer but couldn't find one. Thanks.

[tbizzle]

I'll let someone who's enlisted before take this one, but I'm thinkin that your credit score has nothing to do with qualifying. I almost joined the Army a few years back and that was never mentioned

[Brandon]

Aren't they pretty desperate for new recruits these days? I would think they'd let your credit score slide.

[MCT]

yeah, but I don't know if the Navy is as desperate as the Army is. I could have a couple of major felonies on my record and still get in with them lol.

[Meeklo]

I was in the military and no, a bad credit score won't prevent you from getting in. Only things that will prevent you from getting in are:

-Criminal history, including being on probation and parole. Or any other pending issues like divorce, child support, large civil issues.

-Drug use...like you're suppose to keep track of how many times you smoke...

-Physical issues, kinda hard to serve without both legs or any severe metal issues

-You're just plain stupid.....the ASVAB waiver is not what you want on your record. (I'll throw in not graduating High School or getting a GED, even though you're not immediately labeled as stupid if you didn't graduate.)

-Not being American........I think they'll shoot you in the recruiter's office if you're not an American citizen.

-Previous service that ended negatively.....whether dishonorable discharge or discharged for misconduct. Some branches may still re-enlist you but it's a slim chance.

[MCT]

cool. Thanks. I LOL'd at the "foreigner in a recruiter office" comment.

[proxpilot]

Originally Posted by Meeklo

I was in the military and no, a bad credit score won't prevent you from getting in. Only things that will prevent you from getting in are:

-Criminal history, including being on probation and parole. Or any other pending issues like divorce, child support, large civil issues.

-Drug use...like you're suppose to keep track of how many times you smoke...

-Physical issues, kinda hard to serve without both legs or any severe metal issues

-You're just plain stupid.....the ASVAB waiver is not what you want on your record. (I'll throw in not graduating High School or getting a GED, even though you're not immediately labeled as stupid if you didn't graduate.)

-Not being American........I think they'll shoot you in the recruiter's office if you're not an American citizen.

-Previous service that ended negatively.....whether dishonorable discharge or discharged for misconduct. Some branches may still re-enlist you but it's a slim chance.

i thought if you joined the military you automatically got amnesty?

[Rob71]

Enlistment wouldn't be a problem. But you wouldn't be allowed to have any position that requires a security clearance.

[Rob71]

This might help.

http://usmilitary.about.com/od/joini.../enlcredit.htm

[supersix4]

Originally Posted by MCT

cool. Thanks. I LOL'd at the "foreigner in a recruiter office" comment.

yeah you should be fine, but just think maybe that guy is in the same boat as you trying to get out

I agree most service branches from what I've read are looking for qualified people who aren't dumb, in trouble with the law, and have less then 18% body fat lol.