Entertainment will have to take a back seat for me temporarily. - Blu-ray Forum

ArmyOfDarknessAW · 10-25-2016, 01:31 AM

As the title says I'm come to the conclusion that entertainment will have to take a major backseat for me over the next little over a year. Not something of my choice, but something I have to do.

The house I currently live in belongs to my parents, it's the house I grew up in. I rent it from them right now with plans of purchasing it. I just talked with a loan specialist at a bank about getting and FHA because they take lower scores and only need 3.5% down. Anyway after playing phone tag with him and talking it out it turns out I don't qualify for enough for the house with how my score and my debt to income sits right now. I need to lose about $450 in monthly payments to qualify. Unfortunately my parents need the house purchased pretty quickly because they can't afford the two houses easily and our rent doesn't even cover everything such as the taxes. My parents are stretching till the start of 2018, but that will be my deadline to buy this place.

That brings me to the unfortunate truth that going to movies, renting movies, buying movies, video games, vinyl, etc...all needs to take a backseat until I get the cards paid down and the score comes up to buy this place. A year and a couple months may sound like a long time to turn things around, but it really isn't to pay down $11,000 I'm credit cards.

I'm looking at the bright side though of all the movies and music that'll be new to me once I purchase the place. Right now though i suppose I'll need to stop to what I have, Netflix, and cable.

Anyone else need to massively scale back their favorite hobby for a bit?

10-25-2016, 01:31 AM	#1
ArmyOfDarknessAW Blu-ray Knight Member since:Jan 2010 Location:Moosic, PA Home Theater Gallery:21 Blu-ray reviews:1 Trading Score:64	Entertainment will have to take a back seat for me temporarily. As the title says I'm come to the conclusion that entertainment will have to take a major backseat for me over the next little over a year. Not something of my choice, but something I have to do. The house I currently live in belongs to my parents, it's the house I grew up in. I rent it from them right now with plans of purchasing it. I just talked with a loan specialist at a bank about getting and FHA because they take lower scores and only need 3.5% down. Anyway after playing phone tag with him and talking it out it turns out I don't qualify for enough for the house with how my score and my debt to income sits right now. I need to lose about $450 in monthly payments to qualify. Unfortunately my parents need the house purchased pretty quickly because they can't afford the two houses easily and our rent doesn't even cover everything such as the taxes. My parents are stretching till the start of 2018, but that will be my deadline to buy this place. That brings me to the unfortunate truth that going to movies, renting movies, buying movies, video games, vinyl, etc...all needs to take a backseat until I get the cards paid down and the score comes up to buy this place. A year and a couple months may sound like a long time to turn things around, but it really isn't to pay down $11,000 I'm credit cards. I'm looking at the bright side though of all the movies and music that'll be new to me once I purchase the place. Right now though i suppose I'll need to stop to what I have, Netflix, and cable. Anyone else need to massively scale back their favorite hobby for a bit?

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