4k HDR blu-ray non-OLED/QLED TV vs. 1080p blu-ray

[Mumbles22]

I'm looking for some advice on the merits of an entry level 4k HDR blu-ray setup (standard LED, not OLED or QLED) versus a 1080p blu-ray setup.

I currently have what I would call an entry level LG 4k HDR TV (UH6150) which I bought a few years ago, but I have no 4k player yet. For what it's worth, I'm a physical media fan, not a streamer.

I read so many conflicting opinions on how much of a boost 4k UHD blu-ray is over 1080p, but one point I do keep seeing consistently is that you will only see a marked improvement in picture quality if you are viewing on a 4K OLED TV. This makes me wonder if I should bother with 4k blu-ray, since I can't really justify the price of an OLED/QLED TV. After my current TV goes I plan to get a 65" LG or Samsung of similar quality (no larger), maybe spend a couple hundred dollars more, but at more than twice the cost OLED/QLED is just too expensive for me. I also don't do Atmos or anything like that. I love movies, and I'm picky about quality (always buy remasters of my favourites when released), but I'm just not super technical when it comes to my setup. I prefer a simple A/V setup, best picture I can get for my money before the point of diminishing returns, and I enjoy a 2 or 2.1 setup at the most with very good quality speakers.

Would someone like me be better off just sticking with 1080p blu-ray, or is there still a very noticeable difference offered by 4K HDR blu-ray even without an OLED/QLED TV?

Thanks!