Pay Pal question

[Beta Man]

I want to get a couple of movies from a member here, but I'm ignorant about paypal.... I have an account since 2002, here's what I know....

1) my account is verified with a checking/savings account number

2) it's verified with my Credit-Card

3) it doesn't have enough funds..... since I haven't used it since 2002 apparently...


My question is... I need to transfer over the money, so I can send him payment for my movies, but it says electronic transfer takes 3-5 days (I've already submitted it to begin the process) SO, do I just click "send payment" now, or do I have to wait until my account shows the money I transfered over to cover the cost of the payment??????


If I can just send him payment, I'd rather just do it now, as the sooner I can transfer him money, the sooner I can get my movies shipped


Also, since my account is confirmed with a Credit Card, if the payment doesn't hit in time, will they just charge my Credit card??? either way is fine by me really.

Thanks for the help, I have never purchased stuff in this manner before