The "What's on your mind?" thread - Page 822 - Blu-ray Forum

Batman1980 · 08-17-2018, 03:29 PM

Quote:

Originally Posted by Scarface32

I’m currently at 816. The lowest I’ve dropped is 806. I assumed that was normal. So I’m above average?

The only people I know personally who have credit scores in the 800s all make at least $50,000 take home annually

Scarface32 · 08-17-2018, 07:18 PM

Quote:

Originally Posted by Batman1980

The only people I know personally who have credit scores in the 800s all make at least $50,000 take home annually

I don’t make that much money, I just always pay off the credit card in full. And I only use one at a time, I actually have two cards, but one collects dust. I switched to the one I use now because it gives me reward points and the other one doesn’t.

Two simple rules I live by:
1) Don’t use multiple cards.
2) Always pay in full to avoid finance charges.

BizCat · 08-17-2018, 07:37 PM

Credit scores are a pig pile of shit, if you ask me. It's a terrible system.

BizCat · 08-17-2018, 07:52 PM

Quote:

Originally Posted by RageATL

In credit score only.

But yeah, mine is pretty good as well hence my curiousity. I almost ran mine through Wells Fargo until I read the fine print and found out that if you do, they could potentially use that in the future if you apply for a loan, mortgage, etc. So yeah, no thanks.

Checking your score and/or credit report won't hurt you. Some may claim it may take a few points off (

), but it's always advisable you check it at least once a year.

RageATL · 08-17-2018, 08:30 PM

Quote:

Originally Posted by BizCat

Checking your score and/or credit report won't hurt you. Some may claim it may take a few points off (

), but it's always advisable you check it at least once a year.

Nah, I know, but ever since my divorce, I use Triple Alert which monitors all three credit reporting agencies for fraud so I'm covered there, just not entirely sure of my score.

JackSkellington · 08-18-2018, 12:40 AM

I need to find time between school, work, and everything else to learn how to cook. I have a very bad fast food addiction that I need to kick (except In-N-Out Burger

). I don’t want to go vegetarian or anything, I just want to eat better.

sk33tr · 08-18-2018, 01:38 AM

Quote:

Originally Posted by JackSkellington

I need to find time between school, work, and everything else to learn how to cook. I have a very bad fast food addiction that I need to kick (except In-N-Out Burger

). I don’t want to go vegetarian or anything, I just want to eat better.

youtube

you can find a LOT of good recipes online, and then learn how to prepare them by watching youtube

JackSkellington · 08-18-2018, 01:44 AM

Quote:

Originally Posted by sk33tr

youtube

you can find a LOT of good recipes online, and then learn how to prepare them by watching youtube

I’ll look into that. Thanks.

Scarface32 · 08-18-2018, 02:23 AM

Quote:

Originally Posted by RageATL

Nah, I know, but ever since my divorce, I use Triple Alert which monitors all three credit reporting agencies for fraud so I'm covered there, just not entirely sure of my score.

Does your credit card company have a website? Whenever I go to mine, there is a button to check my credit score.

RustinCohle · 08-18-2018, 02:53 AM

Quote:

Originally Posted by Scarface32

I saw one ad where the guy only had a 720 score and he seemed excited by it, it was weird. If I ever got a 720 I’d be concerned and wonder why.

I don’t really care that he had a 720, but why be excited that you have a 720?

At my credit union a score of 720 would get you the best possible rates. I’ve always been around 700-750, never higher, and have always gotten incredible rates. Unless 1.9% on my car loan is high..

Scarface32 · 08-18-2018, 06:33 PM

The world seems upside-down. Heat is supposed to rise, but heat works backwards in my house. The lower the floor, the hotter it is. My second floor is cooler than my first floor, and the basement is even hotter than that.

civiclx · 08-18-2018, 10:44 PM

I just saw this girl, mid 20's maybe, I dunno, but she was ****ing stunning. Even in my prime, no chance!

Nothing happened to make me say that but I can be a realist at times

RustinCohle · 08-18-2018, 11:11 PM

Quote:

Originally Posted by civiclx

I just saw this girl, mid 20's maybe, I dunno, but she was ****ing stunning. Even in my prime, no chance!

Nothing happened to make me say that but I can be a realist at times

Gotta take every chance. Life is too short to not even try!

One time I was at the mall to buy a pair of shoes and the lady helping me was gorgeous. I considered asking her out, but then thought 'no she might think it's weird'. So I bought the shoes and left. On my way out of the mall I thought to myself 'you know, who really cares' and I turned around and went back.

She said 'you thinking about buying another pair' and I said 'no, but I am thinking about asking you out'. Her response was 'when?' and we exchanged numbers and started to date.

Himmel · 08-19-2018, 12:09 AM

Quote:

Originally Posted by civiclx

I just saw this girl, mid 20's maybe, I dunno, but she was ****ing stunning. Even in my prime, no chance!

Nothing happened to make me say that but I can be a realist at times

That's one of the things I like about you.

The_Donster · 08-19-2018, 02:48 PM

Move In Day. Have to go back to the house and get my son’s electronics set up for tomorrow. I need him and The MiL busy while The Mrs and I go though boxes. So going to do that and run the overflow of boxes into our room and the sunroom (to go in the attic). My wife is going to stay here and get us packed up.

But she’s frustrating the shit out of me right now. I had a online buddy’s wife talk shit about how the previous owner had decorated the house via Messenger. She ended up unfriending me when I called her on it. Anyway, ever since then she’s been asking me not to share photos of the house.

She’s afraid of how judge people are there. Now on one aspect I get it, but that’s just one person’s opinion. On the flipside, I want to show off what we’ve done in the house we bought free and clear. Helluva way to feel right before I’m about to leave. Adulting sucks

Samus Aran · 08-19-2018, 04:58 PM

The definition of click bait...

Movie that's already available on streaming gets contractually obligated theatrical showings at 10 theaters without any promotion.

civiclx · 08-19-2018, 07:02 PM

Quote:

Originally Posted by Himmel

That's one of the things I like about you.

Not quite sure what you mean. I'm thinking that's a backhanded compliment

I can't say what's on my mind. I saw this girl at Stanford. There was some race and she had a number on like a bib. Had a wonderful accent and I would have loved to have taken her behind a tree and...

Scarface32 · 08-19-2018, 07:39 PM

How do you do that thing where you add off-site items to an Amazon wishlist? I knew, but I forgot.

Samus Aran · 08-19-2018, 08:15 PM

Quote:

Originally Posted by Scarface32

How do you do that thing where you add off-site items to an Amazon wishlist? I knew, but I forgot.

You have to install that intrusive Amazon Assistant extension on your browser, go to the page of that item on whichever website, then from the extension you "Add to List."

Himmel · 08-19-2018, 11:36 PM

Quote:

Originally Posted by civiclx

Not quite sure what you mean. I'm thinking that's a backhanded compliment

I can't say what's on my mind. I saw this girl at Stanford. There was some race and she had a number on like a bib. Had a wonderful accent and I would have loved to have taken her behind a tree and...

No, I meant I like the way you talk like that.

08-17-2018, 07:37 PM	#16423
BizCat Blu-ray Prince Member since:Mar 2016 Location:oHIo 4K collection:916 Blu-ray collection:3134 DVD collection:90 Trading Score:159	Credit scores are a pig pile of shit, if you ask me. It's a terrible system.

08-18-2018, 12:40 AM	#16426
JackSkellington Special Member Top contributor Member since:Oct 2016 Location:California 4K collection:49 Blu-ray collection:395 DVD collection:105 Digital collection:5	I need to find time between school, work, and everything else to learn how to cook. I have a very bad fast food addiction that I need to kick (except In-N-Out Burger ). I don’t want to go vegetarian or anything, I just want to eat better.

08-18-2018, 06:33 PM	#16431
Scarface32 Blu-ray Baron Member since:Oct 2012 Location:New York 4K collection:24 Blu-ray collection:1170 DVD collection:341 Blu-ray reviews:4 Trading Score:3	The world seems upside-down. Heat is supposed to rise, but heat works backwards in my house. The lower the floor, the hotter it is. My second floor is cooler than my first floor, and the basement is even hotter than that.

08-18-2018, 10:44 PM	#16432
civiclx Blu-ray Duke Top contributor Member since:Nov 2008 Location:San Jose, Ca USAwesome! 4K collection:110 Blu-ray collection:1574 DVD collection:540 Trading Score:27	I just saw this girl, mid 20's maybe, I dunno, but she was ****ing stunning. Even in my prime, no chance! Nothing happened to make me say that but I can be a realist at times

08-19-2018, 02:48 PM	#16435
The_Donster Blu-ray Knight Top contributor Member since:Dec 2010 Location:Deep in the heart of NE Texas 4K collection:1 Blu-ray collection:216 DVD collection:231 Trading Score:14	Move In Day. Have to go back to the house and get my son’s electronics set up for tomorrow. I need him and The MiL busy while The Mrs and I go though boxes. So going to do that and run the overflow of boxes into our room and the sunroom (to go in the attic). My wife is going to stay here and get us packed up. But she’s frustrating the shit out of me right now. I had a online buddy’s wife talk shit about how the previous owner had decorated the house via Messenger. She ended up unfriending me when I called her on it. Anyway, ever since then she’s been asking me not to share photos of the house. She’s afraid of how judge people are there. Now on one aspect I get it, but that’s just one person’s opinion. On the flipside, I want to show off what we’ve done in the house we bought free and clear. Helluva way to feel right before I’m about to leave. Adulting sucks

08-19-2018, 04:58 PM	#16436
Samus Aran Blu-ray Baron Top contributor Member since:Jun 2010 Location:USA Home Theater Gallery:11 4K collection:14 Blu-ray collection:49 Trading Score:195	The definition of click bait... Movie that's already available on streaming gets contractually obligated theatrical showings at 10 theaters without any promotion.

08-19-2018, 07:39 PM	#16438
Scarface32 Blu-ray Baron Member since:Oct 2012 Location:New York 4K collection:24 Blu-ray collection:1170 DVD collection:341 Blu-ray reviews:4 Trading Score:3	How do you do that thing where you add off-site items to an Amazon wishlist? I knew, but I forgot.

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