Cheap 120hz or better brand 60hz?

[kinoeye]

Hi All,

Looking for a little advice here. I have been watching, and thoroughly enjoying, BD's on my girlfriend's old, cheap, small (27" or so I think), 720 television. I haven't even bothered very much with image settings, knowing it's never going to be that great looking of a television.

The time has come to upgrade. I've been working a contract in the arctic circle, earned some decent coin, and have 6 Blu Ray discs waiting for me from amazon upon my return. It's time to get a better television.

I want something in the 40"-49". I want 1080p. I want something with 120hz. I want something on which you can turn the over-scan off. My question is this: how are those cheaper brands like Dynex and Insignia? Insignia has a good priced 42" 120hz LCD TV but I keep reading conflicting reviews of these products. What I think of as more respectable brands with 120hz seem to cost a lot more, putting them out of my price range.

I'll keep researching, but wanted to see if anyone here has any advice.

Cheers!