Best Blu-ray Movie Deals

Best Blu-ray Movie Deals, See All the Deals »
Top deals | New deals  
 All countries United States United Kingdom Canada Germany France Spain Italy Australia Japan
Game of Thrones: The Complete Collector's Set (Blu-ray)
$249.95
 
American Horror Project Vol. 2 (Blu-ray)
$66.09
21 hrs ago
The Universal Horror Collection: Volume 2 (Blu-ray)
$49.99
12 hrs ago
Ghostbusters and Ghostbusters II 4K (Blu-ray)
$56.42
 
Alien 4K (Blu-ray)
$14.96
 
The Texas Chain Saw Massacre (Blu-ray)
$17.99
15 hrs ago
Planet Earth (Blu-ray)
$9.99
10 hrs ago
Lost Highway (Blu-ray)
$19.99
 
Space: 1999: The Complete Series (Blu-ray)
$95.45
 
Titans: The Complete First Season (Blu-ray)
$24.99
15 hrs ago
Silent Hill (Blu-ray)
$19.99
15 hrs ago
Underworld: Ultimate Collection (Blu-ray)
$24.96
4 hrs ago
What's your next favorite movie?
Join our movie community to find out


Image from: Life of Pi (2012)

Go Back   Blu-ray Forum > Entertainment > General Chat


Reply
 
Thread Tools Display Modes
Old 04-15-2019, 08:38 PM   #18541
RustinCohle RustinCohle is online now
Blu-ray Guru
 
RustinCohle's Avatar
 
Mar 2016
1012
105
Default

I think I need to start closing some of my credit cards. I'm tired of the temptation being there. I know it hurts your credit, closing accounts, but I have a few cards with no balance that I don't see a point in keeping open.
  Reply With Quote
Thanks given by:
Scarriere (04-16-2019)
Old 04-15-2019, 09:04 PM   #18542
sk33tr sk33tr is offline
Blu-ray Knight
 
sk33tr's Avatar
 
Jun 2011
Alabama
21
125
109
3
8
Default

Quote:
Originally Posted by RustinCohle View Post
I think I need to start closing some of my credit cards. I'm tired of the temptation being there. I know it hurts your credit, closing accounts, but I have a few cards with no balance that I don't see a point in keeping open.
don't close the accounts, just destroy the cards. no cards means no using them.
  Reply With Quote
Old 04-15-2019, 09:22 PM   #18543
cynatnite cynatnite is online now
Blu-ray Ninja
 
cynatnite's Avatar
 
Feb 2009
Kingsport, TN
784
405
30
42
34
Default

Quote:
Originally Posted by RustinCohle View Post
I think I need to start closing some of my credit cards. I'm tired of the temptation being there. I know it hurts your credit, closing accounts, but I have a few cards with no balance that I don't see a point in keeping open.
We have one we've never used. It's been sitting in my dresser for months. Out of sight, out of mind. We wanted to keep it just in case.
  Reply With Quote
Old 04-15-2019, 09:38 PM   #18544
Head bugs Head bugs is offline
Blu-ray Guru
 
Head bugs's Avatar
 
May 2017
🇺🇸
44
Default

Quote:
Originally Posted by Cinema84 View Post
Between this site's admins deciding that 6:00 AM is the best time to run a daily maintenance protocol (it's not) and my all-in-one computer conking out, I've had to find alternate ways to relax before heading out to work. Luckily there was a thunderstorm early this morning so I sat on my easy chair listening to the rain and thunder. It was very relaxing but I can't count on storms every day. I can always get another computer but I'm stuck with the ill-timed maintenance thing. They need to run those at 2:00 AM or something, not 6.
That reads like dialogue in a crime novel. Some old detective sitting in his favorite chair pissed off at technology, and the fact he's up before most people.
  Reply With Quote
Thanks given by:
Scarriere (04-16-2019)
Old 04-15-2019, 09:48 PM   #18545
RustinCohle RustinCohle is online now
Blu-ray Guru
 
RustinCohle's Avatar
 
Mar 2016
1012
105
Default

Quote:
Originally Posted by sk33tr View Post
don't close the accounts, just destroy the cards. no cards means no using them.
That's an option I suppose. I just don't see why I need six open cards that aren't carrying balances. My girlfriend has only had one credit card ever and she's always had a better credit score than me lol.

Also, cards will close themselves after not being used for so long. So if I just cut them up, and forget about them, eventually I'll get an email or something saying the account has been closed anyways.

Last edited by RustinCohle; 04-15-2019 at 09:54 PM.
  Reply With Quote
Old 04-15-2019, 09:51 PM   #18546
Xtempo Xtempo is offline
Blu-ray Guru
 
Xtempo's Avatar
 
Nov 2009
Commonwealth of Virgin
60
190
137
1
Default

Quote:
Originally Posted by Head bugs View Post
That reads like dialogue in a crime novel. Some old detective sitting in his favorite chair pissed off at technology, and the fact he's up before most people.
He secretly writes and publishes
  Reply With Quote
Thanks given by:
Scarriere (04-16-2019)
Old 04-15-2019, 10:07 PM   #18547
BeastCreatureTrapper BeastCreatureTrapper is online now
Power Member
 
BeastCreatureTrapper's Avatar
 
Feb 2014
10
Default

Quote:
Originally Posted by sk33tr View Post
don't close the accounts, just destroy the cards. no cards means no using them.
As simple as this sounds, it works. Been there, done that, when I was on a program to get my debt eliminated. I had four cards and cut them all up.

Some people will tell you to put the cards in a bucket of water, and then place the bucket in your freezer. Just don't.

If you're serious about curbing (stopping) credit card usage, cut the cards up, or shred them if you have the shredder. You'll be surprised at how well it works. Out of sight, out of mind, and you will just as soon adapt a lifestyle of going without over the present one of impulse buying.

Keep the accounts open, and once you get your spending down and your accounts zeroed, just do one or two SMALL transactions* on each card, each quarter of the year to keep the credit fresh.



* SMALL! I mean, you treat yourself to a soda for a job well-done. And, you pay the transaction off on your next billing statement.

Last edited by BeastCreatureTrapper; 04-15-2019 at 10:11 PM.
  Reply With Quote
Thanks given by:
Scarriere (04-16-2019)
Old 04-15-2019, 10:10 PM   #18548
BeastCreatureTrapper BeastCreatureTrapper is online now
Power Member
 
BeastCreatureTrapper's Avatar
 
Feb 2014
10
Default

Quote:
Originally Posted by RustinCohle View Post
That's an option I suppose. I just don't see why I need six open cards that aren't carrying balances. My girlfriend has only had one credit card ever and she's always had a better credit score than me lol.

Also, cards will close themselves after not being used for so long. So if I just cut them up, and forget about them, eventually I'll get an email or something saying the account has been closed anyways.
Here's a decent article about how the amount of credit cards can affect your score.

My personal mode is to have two cards.
  Reply With Quote
Old 04-16-2019, 02:41 AM   #18549
InuYashaCrusade InuYashaCrusade is online now
Blu-ray Knight
 
InuYashaCrusade's Avatar
 
Jun 2013
92
42
15
Default

Quote:
Originally Posted by RustinCohle View Post
I think I need to start closing some of my credit cards. I'm tired of the temptation being there. I know it hurts your credit, closing accounts, but I have a few cards with no balance that I don't see a point in keeping open.
Credit cards are definitely my weakness. I've always got the money that I'm spending but I'd rather charge and pay later. I tend to charge and then stress myself out over having an extra $100 dollar payment to make that month until it is paid off.
  Reply With Quote
Thanks given by:
RustinCohle (04-16-2019)
Old 04-16-2019, 02:48 AM   #18550
rdodolak rdodolak is online now
Blu-ray Count
 
Jul 2007
2443
1140
163
1107
74
20
Default

Quote:
Originally Posted by nick4Knight View Post
There is plenty on my mind From hoping Americans get real about automation, to actually doing something proactive about it and vote Andrew Yang in 2020 so that the U.S puts universal basic income on the world map as a path for better lives for the less fortunate and average folk who can't afford health care, can't imagine a life of "upward mobility" much less contend with an unexpected bill of $500. I want this because then my country can also move on such a thing!
Not going to happen.
  Reply With Quote
Old 04-16-2019, 03:18 AM   #18551
civiclx civiclx is offline
Blu-ray Baron
 
civiclx's Avatar
 
Nov 2008
San Jose, Ca USAwesome!
933
522
25
Default

Despite Jeezy going on to have the bigger career, I like his verse the least although it's not a bad verse.
  Reply With Quote
Old 04-16-2019, 03:32 AM   #18552
BizCat BizCat is online now
Blu-ray Baron
 
BizCat's Avatar
 
Mar 2016
oHIo
1643
80
112
Default

The whole idea of a credit score is stupid. It’s also a myth that you need one... you don’t.
  Reply With Quote
Old 04-16-2019, 03:57 AM   #18553
RustinCohle RustinCohle is online now
Blu-ray Guru
 
RustinCohle's Avatar
 
Mar 2016
1012
105
Default

Quote:
Originally Posted by InuYashaCrusade View Post
Credit cards are definitely my weakness. I've always got the money that I'm spending but I'd rather charge and pay later. I tend to charge and then stress myself out over having an extra $100 dollar payment to make that month until it is paid off.
Yep Iíve been there. Where Iíve had plenty of money in my checking account to make that $100 purchase, but I end up putting it on a credit card and then waiting a month or so to pay it off. Doesnít really make sense, but I do it.
  Reply With Quote
Thanks given by:
InuYashaCrusade (04-16-2019)
Old 04-16-2019, 02:01 PM   #18554
RustinCohle RustinCohle is online now
Blu-ray Guru
 
RustinCohle's Avatar
 
Mar 2016
1012
105
Default

Quote:
Originally Posted by RustinCohle View Post
Iíll never understand why people prefer to drive in the rain over the snow. This morning, driving on a completely straight stretch of road, I hydroplaned and did a 360 into a guard rail. Luckily the car spun the perfect amount that only the rear bumper hit the rail. New bumper is an easy fix.

Trying to stay positive about it. On that corner of the bumper there was a pretty big gouge with missing paint from someone hitting my car in a parking lot. It would have had to be filled/painted eventually anyways. This just expedites that process.
Wow, Geico is fast. This happened Sunday morning and yesterday morning, within 24 hours, they were already out to take pictures, give me an estimate, and cut me a check. Already have my appointment setup to get it fixed at a local shop too.
  Reply With Quote
Old 04-16-2019, 03:28 PM   #18555
Cinema84 Cinema84 is online now
Blu-ray Count
 
Cinema84's Avatar
 
Jun 2012
USNA
3205
689
93
Default

Quote:
Originally Posted by Head bugs View Post
That reads like dialogue in a crime novel. Some old detective sitting in his favorite chair pissed off at technology, and the fact he's up before most people.
Most people I know are up at 4 AM, 2 full hours before me. Must be a big city thing

Last edited by Cinema84; 04-16-2019 at 03:35 PM.
  Reply With Quote
Old 04-16-2019, 03:32 PM   #18556
Cinema84 Cinema84 is online now
Blu-ray Count
 
Cinema84's Avatar
 
Jun 2012
USNA
3205
689
93
Default

I have a credit card with a small limit ($500). I decided to pay off the $416.75 balance with part of my tax refund, which made me feel good. But even though my balance is $0, my available credit is also $0 Did I do something I wasn't supposed to? Is it taboo to pay off a cc now?
  Reply With Quote
Old 04-16-2019, 03:50 PM   #18557
philzilla philzilla is offline
Senior Member
 
philzilla's Avatar
 
Oct 2008
453
702
Default

Quote:
Originally Posted by Cinema84 View Post
I have a credit card with a small limit ($500). I decided to pay off the $416.75 balance with part of my tax refund, which made me feel good. But even though my balance is $0, my available credit is also $0 Did I do something I wasn't supposed to? Is it taboo to pay off a cc now?
Better question, what exactly was there to decide?
  Reply With Quote
Old 04-16-2019, 05:14 PM   #18558
InuYashaCrusade InuYashaCrusade is online now
Blu-ray Knight
 
InuYashaCrusade's Avatar
 
Jun 2013
92
42
15
Default

Quote:
Originally Posted by philzilla View Post
Better question, what exactly was there to decide?
To pay it off all at once or over the course of a few months?
  Reply With Quote
Old 04-16-2019, 05:26 PM   #18559
Cinema84 Cinema84 is online now
Blu-ray Count
 
Cinema84's Avatar
 
Jun 2012
USNA
3205
689
93
Default

Quote:
Originally Posted by InuYashaCrusade View Post
To pay it off all at once or over the course of a few months?
It's obvious that's what I meant. That guy just has it in for me.
  Reply With Quote
Thanks given by:
Scarriere (04-16-2019)
Old 04-16-2019, 05:52 PM   #18560
civiclx civiclx is offline
Blu-ray Baron
 
civiclx's Avatar
 
Nov 2008
San Jose, Ca USAwesome!
933
522
25
Default

It's like this dude has a Game Genie helping him write that deep shit
  Reply With Quote
Reply
Go Back   Blu-ray Forum > Entertainment > General Chat


Thread Tools
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off

Forum Jump


All times are GMT. The time now is 02:30 AM.