Homeowners Insurance May Not Cover All Discs

[floridaswamprat]

I noticed a clause in my homeowner insurance which is up for renewal. It puts a cap of $500.00 (five-hundred) total loss coverage for any discs (CDs, DVDs, Blu-ray, etc.). For many of us this would not cover a tenth of what our collection is worth. I guess I will need to see what it would cost to up the coverage.

Others may want to just check their policies, too.