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Old 11-26-2008, 02:05 PM   #1
DrinkMore DrinkMore is offline
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I have had a few scripts run me $150 or so. Never really understood the health care system. Seems like it's there to help people that don't need it and take advantage of the ones that do.
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Old 11-26-2008, 02:12 PM   #2
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Quote:
Originally Posted by DrinkMore View Post
I have had a few scripts run me $150 or so. Never really understood the health care system. Seems like it's there to help people that don't need it and take advantage of the ones that do.
EVERYbody needs health insurance. Medical emergencies account for more bankruptcies than any other life-event.

Get a quote here:

http://www.healthinsurance.org/

If you're young and healthy, you can just get a high deductible plan so that way if you end up getting something nasty you only have to pay the 6k deductible instead of a 40k hospital bill. Only something like $60-80 per month, thats like 3 or 4 blus.

camper
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Old 11-26-2008, 02:28 PM   #3
DrinkMore DrinkMore is offline
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Quote:
Originally Posted by camper View Post
EVERYbody needs health insurance. Medical emergencies account for more bankruptcies than any other life-event.

Get a quote here:

http://www.healthinsurance.org/

If you're young and healthy, you can just get a high deductible plan so that way if you end up getting something nasty you only have to pay the 6k deductible instead of a 40k hospital bill. Only something like $60-80 per month, thats like 3 or 4 blus.

camper

That's not bad at all. I thought it was 200+ a month honestly. However, a lot of the info on these things is kinda jibberish to me. PPO, HMO - etc etc. Very confusing.
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Old 11-26-2008, 02:34 PM   #4
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I believe that if you get in a car accident and the hospital can't find proof of insurance their only responsibility is to stabilize you and transfer you to a lesser hospital that takes indigents. For instance if you loose and arm, they are not going to try to reattach it. Too expensive for someone without insurance. At least this is what I was always told...
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Old 11-26-2008, 02:39 PM   #5
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The biggest thing right now, drink as many fluids as you can to prevent dehydration. Even if it won't stay down, still try to drink as much as you can. It will also prevent dry heaves if you are vomiting to much.
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Old 11-26-2008, 02:41 PM   #6
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Quote:
Originally Posted by DrinkMore View Post
That's not bad at all. I thought it was 200+ a month honestly. However, a lot of the info on these things is kinda jibberish to me. PPO, HMO - etc etc. Very confusing.
Yeah...ppo vs hmo is confusing, but I think HMO is better. I would research it because what you need vs hwat I need could be totally different. An HMO is what I have, but the portion of insurance that I pay is a LOT less than what my employer pays. Good insurance, though so I don't have too much to complain about.

Quote:
Originally Posted by CrabbyAzz View Post
I believe that if you get in a car accident and the hospital can't find proof of insurance their only responsibility is to stabilize you and transfer you to a lesser hospital that takes indigents. For instance if you loose and arm, they are not going to try to reattach it. Too expensive for someone without insurance. At least this is what I was always told...
I don't know how true this is....maybe it varies state to state? PA hospitals cannot refuse ER patients treatment. You'll be required to pay the bill (which will be high), but they must treat you no matter what. MA hospitals were the same if I remember right.

camper
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Old 11-26-2008, 02:42 PM   #7
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Quote:
Originally Posted by DrinkMore View Post
That's not bad at all. I thought it was 200+ a month honestly. However, a lot of the info on these things is kinda jibberish to me. PPO, HMO - etc etc. Very confusing.
PPO's are more costly but you get to work with a Private Practitioner not sone big center where you can't choose a doctor. HMO's are cheaper but there is the chance that you will get the run around sometimes.

HMO's will usually cover most of the cost of visits and help alot with scripts. Some PPO's require you to pay for a certain amount of procedures then the rest are covered.

There's a lot of variation and research will help you decide.
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Old 11-26-2008, 08:51 PM   #8
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Well, my cold shakes got worse. Decided to head to patient first. $190.00 dollars later, I have a stomach virus. Got a script to help with nasuea. They said advil will help with the shakes. If I am not better In a few days, we are going to postpone thanksgiving.

This crap is terrible they said I was borderline dehydrated.
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Old 11-26-2008, 08:55 PM   #9
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Quote:
Originally Posted by DrinkMore View Post
Well, my cold shakes got worse. Decided to head to patient first. $190.00 dollars later, I have a stomach virus. Got a script to help with nasuea. They said advil will help with the shakes. If I am not better In a few days, we are going to postpone thanksgiving.

This crap is terrible they said I was borderline dehydrated.
Last time I got a stomach virus I had to take suppositories. That was not fun.
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Old 11-27-2008, 03:49 AM   #10
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Quote:
Originally Posted by DrinkMore View Post
Well, my cold shakes got worse. Decided to head to patient first. $190.00 dollars later, I have a stomach virus. Got a script to help with nasuea. They said advil will help with the shakes. If I am not better In a few days, we are going to postpone thanksgiving.

This crap is terrible they said I was borderline dehydrated.
Uhhh.. that doesn't sound too well.
At least now you know what it is and have some medicine for it!
Didn't they give you any antibiotics for the virus? Hmm, weird.

Drink lots and lots of water!

Feel better soon.
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Old 11-27-2008, 04:26 AM   #11
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Uhhh.. that doesn't sound too well.
At least now you know what it is and have some medicine for it!
Didn't they give you any antibiotics for the virus? Hmm, weird.

Drink lots and lots of water!

Feel better soon.
Feeling better now.

I don't think antibiotics work on virus'. You would need an antiviral if memory serves.
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