Do I have a Lawsuit case?

[MrBogey]

It's credit. File a dispute with the credit bureau. You may have to fax the reports to them but they have to remove invalid entries from your credit report.

Alnmost any credit gathering service has info on how to handle a dispute resolution. It's not something you generally go to court over.

You can have a civil lawsuit over almost anything. You just have to prove damage.