blu insurance

[Beta Man]

Nobody wants their stuff stolen..... but I'll tell you right now.... from experience.....

If someone came into your home and stole all of your Blu-rays.... assuming you had at least 100 or so, and depending on your deductible.... You'd make out like a bandit.

I had a 2 large binders of CDs stolen in college.... I was just going to say "Screw it" but I had roommates etc... and lots of other stuff was stolen (it was a break-in) and they had to file police reports anyways, and we all had renters insurance.... so I made the claim. The Insurance company gave me $16 or $17 EACH for about 350 CDs..... most of which I bought at the re-sale shop for $5, and probably 150 or so at least were the red-sticker-$2.50 CDs.....

Glad I made that claim! I bet an Insurance company would give you $30 each for Blu-rays, as they factor it from MSRP, then figure in gas, and figure that some may be "special editions" so they just want to make you happy, so they round everything up, and if you say "Oh I had 25 different commemorative gift-sets" etc... they would probably raise the number even more....

Insurance companies aren't out to screw you...... It's a numbers' game.... and homeowners insurance is required by law, and most people go their entire lives without making a claim or a significant one, so Insurance companies don't hesitate to cut checks, because they don't want to haggle with you over what your stuff is worth.