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Old 08-27-2012, 06:22 AM   #18
blurayisnice blurayisnice is offline
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Jul 2011
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Quote:
Originally Posted by DJJez View Post
why would you buy a pre paid credit card when your bank can just give you a debit card which is linked directly to your bank account? that is, unless you are black listed from all banks in your country and are not allowed to open a bank account, therefore cannot be given a debit card


maybe its different in the netherlands but it just seems weird to me to use a pre paid credit card.......
If you use a real credit card, you'll be using money that isn't yours. So you have to pay it back + interest. And the temptation to spend more will be much higher.
If you use a Pre-Paid credit card, you don't have to worry about paying it back or paying more, or even with interest if you forget to pay in time. And you'll be spending less. And I am a student, I don't really need a real credit card.

I will need it next year though (internship), but I'll try to link it to my normal bank-account (if that is possible, I don't know if that works here).
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