Loan for a home theatre?

[JJ]

Originally Posted by Doc_Stew

I don't recommend it. It's considered an unnecessary purchase, so financing it with the interest rates nowadays is a waste of money. Save up like a smart, fiscally responsible person would do, and by the time you have the money, chances are the TV you're looking at will cost much less anyway. A lot of people have problems with delayed gratification, but you'll find you'll appreciate it MUCH more if you actually save up the cash for it. Just my opinion.

I agree with Doc here 100%. I HATE spending money I don't have. Being in college and all, about to graduate, I'm proud of the fact I am $0 in debt right now. I'm a staunch believer in saving. It feels all the more better when you buy it at the end after all your hard work pays off.