iTunes Family Sharing and Payment Sharing?

[jbloggs]

I understand that when family sharing is set up, the invited members use the organizer's payment option when they make purchases. Is there away to stop this so that each member uses whatever the payment option is set up on their respective itunes accounts?

[Joeker]

I dont think so but if ur the organizer u can try this to control the purchases:

Click Me!!

[Greyman]

Originally Posted by jbloggs

I understand that when family sharing is set up, the invited members use the organizer's payment option when they make purchases. Is there away to stop this so that each member uses whatever the payment option is set up on their respective itunes accounts?

If they have gift cards/credit in their account that will be used first, but otherwise I am pretty sure if purchase sharing is on then the main account holder's credit card will be charged.

Edit:

https://support.apple.com/en-us/HT201079

Here’s how shared purchases work

Any time a family member makes a new purchase, it's billed directly to the family organizer's account. That means the family organizer pays for any iTunes, iBooks, and App Store purchases of the other family members. This also includes content that family members can't share. For example, ongoing subscriptions—like Apple Music Individual or Student Memberships—are paid for by the family organizer too. Any transaction receipts are sent directly to the family organizer.
After it's paid for, a purchased item is added to the account of the family member who made the purchase. If you turn off purchase sharing, each member keeps their purchases, even though they were paid for by the family organizer.
If you don't want to pay for purchases of a specific adult family member, you can remove them from your family group or turn off purchase sharing for everyone.

[jbloggs]

Thanks for the information!

It's really dumb the way they have it. If an iTunes account has credit card set up then why would they insist on the organizer to pay.

So if purchase sharing is turned off then the other members can't purchase anything even if they have a cc setup on their account?

[-Gonzo-]

Originally Posted by jbloggs

Thanks for the information!

It's really dumb the way they have it. If an iTunes account has credit card set up then why would they insist on the organizer to pay.

Probably because in most cases Family Sharing is exactly that, 2 parents and up to 4 kids within the one household which the parent is in charge of the payment.

Yes I do agree there should be an option to chose where an individuals payment comes from, though I guess it’s to prevent people using Family Sharing with just anyone other than a family household.

[AZBrowncoat]

For the 3 groups I am a part of the organizer generally uses a CC with a minimal balance available. I personally try to use pre-paid cards that I get from promotions that have a small amount of funds on them. An additional advantage to pre-paid cards is you can use a different ZIP than your physical address.

I've been a part of groups since day one and I think the number of times someone has accidentally hit my card has been 2-3 times and the member always made it right.

We all buy/use iTunes GC to fund our purchases which are commonly available at 5%-20% discount off of their face value...saving money.

[jbloggs]

Originally Posted by AZBrowncoat

For the 3 groups I am a part of the organizer generally uses a CC with a minimal balance available. I personally try to use pre-paid cards that I get from promotions that have a small amount of funds on them. An additional advantage to pre-paid cards is you can use a different ZIP than your physical address.

I've been a part of groups since day one and I think the number of times someone has accidentally hit my card has been 2-3 times and the member always made it right.

We all buy/use iTunes GC to fund our purchases which are commonly available at 5%-20% discount off of their face value...saving money.

I'm a member of a family share, I have iTunes credit but when I try to make a purchase it wants the organizer's credit card code

Why doesn't it just use my credit?

[AZBrowncoat]

Originally Posted by jbloggs

I'm a member of a family share, I have iTunes credit but when I try to make a purchase it wants the organizer's credit card code

Why doesn't it just use my credit?

That's just for verification of the account. It happens quite often and is a security measure.

For our family shares we have an iMessage group setup to talk to one another, and the verification code for the CC is listed right in the subject/title of the iMessage group.

[jbloggs]

I see, so it will still use my credit but still wants the organizer's CC code. It boggles the mind how itunes makes these type requirements. I mean I want to use MY credit but need the "permission" of the Organizer to do so, I don't see the security aspect of it.

Thanks for clarifying AZB!

[-Gonzo-]

Originally Posted by jbloggs

I see, so it will still use my credit but still wants the organizer's CC code. It boggles the mind how itunes makes these type requirements. I mean I want to use MY credit but need the "permission" of the Organizer to do so, I don't see the security aspect of it.

Thanks for clarifying AZB!

It’s to make sure that Family Sharing is being used for just that, ‘Family’.
They know that some will abuse the promotion so as to have access to far more Movies, TV Shows, Music and Apps than what they’ve actually paid to use so will have things in place to make things as awkward as possible for those not actually within a family unit.

[Cinematt]

Originally Posted by -Gonzo-

It’s to make sure that Family Sharing is being used for just that, ‘Family’.
They know that some will abuse the promotion so as to have access to far more Movies, TV Shows, Music and Apps than what they’ve actually paid to use so will have things in place to make things as awkward as possible for those not actually within a family unit.

There's something weirdly patriarchal about thinking you need a 'head of the household' in charge of the money allowing everyone else to spend, like the people that thought it up don't really register that married people might actually have their own finances.