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Old 12-03-2008, 05:44 PM   #1
tommyboy81 tommyboy81 is offline
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Quote:
Originally Posted by stockstar1138 View Post
just curious, why are you trading in an 08 tiburon.
$450 a month is getting to me. March will be 2 years since i had it. At first i was fine. Then i started getting these credit card bills(my fault) and now it's becoming a pain in the a**. Starting to send late payments now
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Old 12-03-2008, 05:54 PM   #2
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Quote:
Originally Posted by tommyboy81 View Post
$450 a month is getting to me. March will be 2 years since i had it. At first i was fine. Then i started getting these credit card bills(my fault) and now it's becoming a pain in the a**. Starting to send late payments now
Are you the member of a credit union that uses Autoland?
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Old 12-03-2008, 05:56 PM   #3
tommyboy81 tommyboy81 is offline
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Are you the member of a credit union that uses Autoland?
ahhhh... no
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Old 12-03-2008, 05:59 PM   #4
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Originally Posted by tommyboy81 View Post
ahhhh... no
Darn, they are great for negotiating deals and even deliver the car to your work. When my brother bought his Accord he had already test driven a RSX that they brought to his work to try.

Go test drive the new Si. It's better this year than the previous model's hatchback styling. I never understood the stickshift being in the dash.
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Old 12-03-2008, 06:00 PM   #5
tommyboy81 tommyboy81 is offline
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Darn, they are great for negotiating deals and even deliver the car to your work. When my brother bought his Accord he had already test driven a RSX that they brought to his work to try.

Go test drive the new Si. It's better this year than the previous model's hatchback styling. I never understood the stickshift being in the dash.
The old Toyota Matrix's had that. Don't know if they still do.
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Old 12-03-2008, 06:00 PM   #6
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$450 a month is getting to me. March will be 2 years since i had it. At first i was fine. Then i started getting these credit card bills(my fault) and now it's becoming a pain in the a**. Starting to send late payments now
According to Kelly Blue Book, your car has a trade-in value of $15,000.

I estimated there's about 10,000 miles, assuming you got it early in the year, and entered in the zip code for Savannah, GA.

You need to trade it in for a car that's worth $8,000-$10,000, IMO.

I don't know too much about this stuff, because I paid cash for my $8,000 car. So I didn't take a loan out or anything.
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Old 12-03-2008, 06:03 PM   #7
tommyboy81 tommyboy81 is offline
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According to Kelly Blue Book, your car has a trade-in value of $15,000.

I estimated there's about 10,000 miles, assuming you got it early in the year, and entered in the zip code for Savannah, GA.

You need to trade it in for a car that's worth $8,000-$10,000, IMO.

I don't know too much about this stuff, because I paid cash for my $8,000 car. So I didn't take a loan out or anything.
Got it Mar or April 07. That's when the first of the 08 shippments came out. I got 10700 miles
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Old 12-03-2008, 06:06 PM   #8
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Got it Mar or April 07. That's when the first of the 08 shippments came out. I got 10700 miles
Your trade-in value is right around $15,000. I would find a used car, about 2-3 years old. Like a 2004-2005.
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Old 01-08-2009, 10:41 PM   #9
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Ok forget cheap cars on this question.

Can you trade your car on a used car? Just had to ask.
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Old 01-08-2009, 10:45 PM   #10
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Originally Posted by tommyboy81 View Post
Ok forget cheap cars on this question.

Can you trade your car on a used car? Just had to ask.
I got a 09 Fit recently, I made a topic with pics of it. I love it. 16k for the base auto. Great car!
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Old 01-08-2009, 10:53 PM   #11
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I got a 09 Fit recently, I made a topic with pics of it. I love it. 16k for the base auto. Great car!
Whats the difference in the 08 and 09. And can i trade in on a used 08?
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Old 01-08-2009, 10:54 PM   #12
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Why not a smart car? Can't beat it for $11,990 and 33 city/41 highway.
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Old 12-03-2008, 06:04 PM   #13
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I love, love, love my 07 Scion tC. Good gas mileage, very zippy and fun to drive, in the top 10 for both reliability and resale value, 9 air bags, all for under 20k.
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Old 12-03-2008, 06:06 PM   #14
tommyboy81 tommyboy81 is offline
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I love, love, love my 07 Scion tC. Good gas mileage, very zippy and fun to drive, in the top 10 for both reliability and resale value, 9 air bags, all for under 20k.
Forgot about the Scions
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Old 12-03-2008, 06:13 PM   #15
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Originally Posted by tommyboy81 View Post
Forgot about the Scions
According to my parents, yes, I'm only 21, says you would be responsible for that $450 a month payment. Of course this depends on how much you are still responsible on the loan.

If you trade your Tiburon in for a lesser amount of car, you would be getting a cheaper car, and still paying close to $450 a month for a lesser valued car.


I guess my advice is to get a second job.
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Old 12-03-2008, 06:18 PM   #16
tommyboy81 tommyboy81 is offline
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Quote:
Originally Posted by MoPe View Post
According to my parents, yes, I'm only 21, says you would be responsible for that $450 a month payment. Of course this depends on how much you are still responsible on the loan.

If you trade your Tiburon in for a lesser amount of car, you would be getting a cheaper car, and still paying close to $450 a month for a lesser valued car.


I guess my advice is to get a second job.

Theres a chance i'll lose that second job unless i do a late night shift. You see as a manager i'm on call.

I can try to get it refinanced
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Old 12-03-2008, 06:22 PM   #17
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Originally Posted by tommyboy81 View Post
Theres a chance i'll lose that second job unless i do a late night shift. You see as a manager i'm on call.

I can try to get it refinanced
Then I recommend you go the late shift if you want to save your credit.
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Old 12-03-2008, 06:06 PM   #18
york weir york weir is offline
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Quote:
Originally Posted by MoPe View Post
According to Kelly Blue Book, your car has a trade-in value of $15,000.

I estimated there's about 10,000 miles, assuming you got it early in the year, and entered in the zip code for Savannah, GA.

You need to trade it in for a car that's worth $8,000-$10,000, IMO.

I don't know too much about this stuff, because I paid cash for my $8,000 car. So I didn't take a loan out or anything.
Kelley Blue Book is rarely accurate on trade in value.

tommyboy81

My guess is you're going to get screwed on trade-in and you'll be stuck with your Hyundai unless you're willing to walk funny after you leave the dealership. Trading in a car with a terrible resale value in terrible economic times is a recipe for disaster.

Your best bet is selling it used yourself and then getting what you want after that.
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Old 12-03-2008, 06:10 PM   #19
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You're going to add FIVE THOUSAND dollars to whatever you buy, just so you can save what...$300 per year in gas?

And if you bought your car for 28k, had it for a year, and its only worth 15k now, then you're going to be tacking closer to TEN THOUSAND dollars onto whatever you get. Depending on what figure Mope is using (dealer trade in, retail sale, or private party) you could be into the teens.

You should seriously rethink what you're planning to do. Decisions like this is a big part of the reason why people are losing their homes, can't pay their bills, and are facing all kinds of other financial disasters.

camper
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Old 12-03-2008, 06:12 PM   #20
york weir york weir is offline
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Originally Posted by camper View Post
You're going to add FIVE THOUSAND dollars to whatever you buy, just so you can save what...$300 per year in gas?

And if you bought your car for 28k, had it for a year, and its only worth 15k now, then you're going to be tacking closer to TEN THOUSAND dollars onto whatever you get. Depending on what figure Mope is using (dealer trade in, retail sale, or private party) you could be into the teens.

You should seriously rethink what you're planning to do. Decisions like this is a big part of the reason why people are losing their homes, can't pay their bills, and are facing all kinds of other financial disasters.

camper
qft
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