Credit Card Dispute

[nick1091]

Originally Posted by fatediesel

It is against Visa's rules to ask for ID and doing so could lead Visa to stop allowing your business to use their cards. http://redtape.msnbc.com/2007/12/data-collection.html

If that is truly their policy it is a terrible one and rife for abuse. If a merchant wants to verify signature to protect themselves, I do not see what the big deal is. I would happily show my ID to verify it's truly me making the transaction, but I've maybe been asked three times in years of credit card purchases.

I just can't understand why some people huff and puff when they're asked to verify who they are at the point of purchase, then later on, when they're the victims of credit card fraud, bemoan how easy it is for thieves to rack up cc purchases.

And to the OP, do you know what the consumers are saying when they file their disputes? I've known some cc companies to be very aggressive when it comes to dispute claims.